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商品簡介
The microfinance revolution has allowed more than 150 million poor people around the world to receive small Loans without collateral, build up assets, and buy insurance. This book offers an accessible and engaging analysis of the global expansion of financial markets in poor communities. It introduces readers to the key ideas driving microfinance, integrating theory with empirical data and addressing a range of issues, including savings and insurance, the role of women, impact measurement, and management incentives.
This second edition has been updated throughout to reflect the latest data, with new material on commercialization, credit contracts, savings and insurance, gender, impact measurement, and governance. Appendixes and problem sets cover technical material.
"Anyone interested in the science behind microfinance must read this impressive book It is written with experience in microfinance and a deep understanding of economics."
"An extraordinary book, inasmuch as it explains not only the underlying rationale of microfinance but, more broadly, of finance itself."
"This should be required reading for microfinance friends and foes alike, or anyone wishing to understand what the issues really are."
"It is necessary to use critical economic reasoning to understand why the [microfinance] movement is such a success ... This book is a splendid contribution to that goal, and will be a great help to students, teachers, and practitioners in economics and the social sciences."
"Clearly Written and sharply argued, [this book] revisits and transforms important ideas about poverty reduction, finance, and incentives. The authors describe what we know and what we need to know in order to move forward."
This second edition has been updated throughout to reflect the latest data, with new material on commercialization, credit contracts, savings and insurance, gender, impact measurement, and governance. Appendixes and problem sets cover technical material.
"Anyone interested in the science behind microfinance must read this impressive book It is written with experience in microfinance and a deep understanding of economics."
"An extraordinary book, inasmuch as it explains not only the underlying rationale of microfinance but, more broadly, of finance itself."
"This should be required reading for microfinance friends and foes alike, or anyone wishing to understand what the issues really are."
"It is necessary to use critical economic reasoning to understand why the [microfinance] movement is such a success ... This book is a splendid contribution to that goal, and will be a great help to students, teachers, and practitioners in economics and the social sciences."
"Clearly Written and sharply argued, [this book] revisits and transforms important ideas about poverty reduction, finance, and incentives. The authors describe what we know and what we need to know in order to move forward."
作者簡介
Beatriz Armendariz is a Lecturer in Economics in the Department of Economics at Harvard University, a Senior Lecturer on leave from University College London, and coeditor of The Microfinance Handbook Jonathan Morduch is Professor of Public Policy and Economics at New York University's Wagner Graduate School of Public Service. He is a coauthor of Portfolios of the Poor: How the World's Poor Live on $2 a Day
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