The Story of UK Pensions: An engaging guide to the pensions system
商品資訊
商品簡介
SECOND EDITION - UPDATED 2022
This book explains the wonderful world of UK pensions. It starts with a brief history of how the system has developed over time, covering the different arrangements provided by the private and public sectors, as well as the State. It then investigates the system in more detail, explaining some of the complexitiies and why pensions so often make news headlines. This book is suitable for anyone - whether you know nothing about pensions, or are someone in the industry (trustees, actuaries/consultants, pension managers, finance directors or overseas parents). The book uses real life examples and stories to bring the explanations to life - from Maxwell and the Mirror Pension Scandal, to Philip Green and BHS.
Chapters cover:
- A brief history of the rise of occupational pension schemes in the UK, the Maxwell scandal and subsequent legislative changes
- The decline in defined benefit provision, via benefit changes and industrial disputes
- The public sector pension arrangements and changes made to these- Money purchase (defined contribution) schemes and member disengagement
- The State Pension, including the WASPI campaign against rises in State Pension Age
- How schemes are run (Trustees, advisers, actuaries etc)
- Pension scheme deficits / black holes
- The role of the Pensions Regulator and Pension Protection Fund (PPF), including a discussion of BHS
- How the Rules of pension schemes can lead to different outcomes - such as whether RPI or CPI inflation applies
- The (lack of) member engagement and role of auto-enrolment
- Investment, including hedging and Environmental, Social and Governance (ESG) considerations and de-risking
- Pensions taxation and how this caused a problem in the NHS
- Some of the problems faced by schemes - from gender equalisation, to the British Steel pension transfer scandal
- What the future may have in store - Pension Dashboards, Collective Defined Contribution (CDC), consolidation and more
您曾經瀏覽過的商品
購物須知
外文書商品之書封，為出版社提供之樣本。實際出貨商品，以出版社所提供之現有版本為主。部份書籍，因出版社供應狀況特殊，匯率將依實際狀況做調整。
無庫存之商品，在您完成訂單程序之後，將以空運的方式為你下單調貨。為了縮短等待的時間，建議您將外文書與其他商品分開下單，以獲得最快的取貨速度，平均調貨時間為1~2個月。
為了保護您的權益，「三民網路書店」提供會員七日商品鑑賞期(收到商品為起始日)。
若要辦理退貨，請在商品鑑賞期內寄回，且商品必須是全新狀態與完整包裝(商品、附件、發票、隨貨贈品等)否則恕不接受退貨。