Property Rich: Secure Your Financial Freedom

Whatever your goals in life, money will no doubt be the basis for meeting some of them. And one of the best ways to make money is by investing in bricks and mortar. You don't have to have millions in the bank to get started. In fact you don't even need to own a home yet! All you need is knowledge to make your property investing dreams come true.
With almost 1 million homes up for grabs in Australia each week, how do you know which ones make the best investment? The truth is, only 5% of them. In Property Rich: Secure Your Financial Freedom Melissa Opie and Stephen Zamykal will not only show you how to find great investment properties, but also how to finance your purchase so the bank is actually paying for your investment. It might sound too good to be true, but it's achievable if you have the know-how.
Property Rich: Secure Your Financial Freedom gives you all tips you need to build a multi-property portfolio and enjoy the financial rewards.

Melissa Opie bought her first property at a very young age. Since then, she has continued to learn, grow and invest, inspired by a love of property and a joy in helping others achieve their financial goals.
Melissa's property portfolio continued to grow until a life-changing illness forced her to sell her property portfolio so she could support herself while undergoing medical treatment. This represented a turning point in Melissa's life, forcing a reassessment of her career goals and personal priorities.
Melissa began her career in real estate as a receptionist for Central Equity, a prominent property development firm. She was soon taken off the switchboard to work in sales, selling her first off-the-plan penthouse at the age of 23. Quickly obtaining her agent's representative license, Melissa then worked for a number of real estate companies before going into business for herself.
Melissa now owns multiple investment properties and has bought hundreds more in her role as a buyer's advocate in Melbourne. She was the Real Estate Institute of Victoria (REIV) chairperson for the North Western Division from 2006 to 2010, an REIV Buyer's Agent Committee member from 2006 to 2010, and is a qualified mortgage broker and a licensed real estate agent as well as a qualified trainer and keynote speaker. Melissa has twice won the REIV Buyer's Agent of the Year award (jointly in 2007) and her agency, among many other awards, was voted Melbourne's favourite real estate agency in the 2009 Leader Business Awards.
Today, Melissa runs a successful buyer's advocacy, vendor's advocacy and property management business called Keyhole Property Investments (KPI). Melissa can be seen presenting monthly educational seminars and is a regular media commentator about the property market. Visit Melissa's company website at www.kpi.net.au for more information, to join her investors club or to contact her.
Stephen Zamykal is the director of four award-winning Mortgage Choice franchises, a former AFL footballer and a qualified accountant. He is also part owner of a financial planning business called Your Money Manager.
Using his unique lending strategy, and by ensuring the right ownership structures are in place, Stephen has enabled clients to buy multiple investment properties in a short space of time, with one buying more than 20 in two years.
But Stephen walks the walk too. Using this unique approach, Stephen has also bought several investment properties of his own, developing a revolutionary approach to bank financing that enables people with some equity in their home or investment properties to buy investment properties with no impact on their day-to-day spending.
Stephen won the 2009 Mortgage Choice Australian Franchise of the Year award, has been recognised as a Mortgage Choice 'High Flyer' for the past nine years, and was the number one 'High Flyer' for Victoria from 2001 to 2006 and again in 2009. His business is one of the top five in the country for the number and value of loans taken out.
Stephen runs frequent training sessions at Mortgage Choice and jointly hosts regular property investment seminars with Melissa Opie. To find out more about Stephen or to contact him, visit his website at www.mortgagechoice.com.au/melbourne1

Foreword.
About the authors.
Acknowledgements.
Introduction.
Part I: Getting the lifestyle you deserve.
1 Beginning with the end in mind.
2 Understanding why property is a good investment.
3 Preparing to buy.
Part II: Getting the bank to pay for your investment.
4 Understanding the kitty loan system.
5 Step 1 of the kitty loan system.
6 Step 2 of the kitty loan system.
7 Step 3 of the kitty loan system and understanding the banks.
Part III: Finding and buying the right property.
8 Narrowing your property search.
9 Assessing a property's potential.
10 Doing the deal.
11 Treating your property investing as a business.
12 Managing your rental property.
13 Building and maintaining your investment portfolio.
Final thoughts.
Appendix A: Resources for landlords.
Appendix B: Further resources.
Glossary.
Index.