國際商務英語聽力(一級)(2012年版)（簡體書）

《商務部十二五規劃教材?全國國際商務英語考試教材:國際商務英語聽力(1級)(2012年版)》由三個部分組成。第一部分分為四個章節，主要介紹商務活動中經常使用的英語和聽力中經常碰到的問題，旨在幫助學者突破一些難點。第二部分由六套模擬試題組成，有助于學生準備相關證書的考試。

第一部分 常見內容和難點
第一章 數字
第二章 專有名詞
第三章 電話用語
第四章 難點介紹
第二部分 模擬試題
Model Test One
Model Test Two
Model Test Three
Model Test Four
Model Test Five
Model Test Six
Transcripts of the Model Tests
Key to the Model Tests
第三部分 補充練習
Report One
Report Two
Report Three
Report Four
Report Five
Report Six
Report Seven
Report Eight
Report Nine
Report Ten
Report Eleven
Report Twelve
Transcripts of the Reports
Key to the Exercises on the Reports

Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly. The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance. In any case, parents should pay attention to what the child buys with the money.At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works. An allowance gives children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause, they can spend it by buying things they want, or they can save it. Saving helps children understand that costly goals require sacrifice. You have to cut costs and plan for the future. Requiring children to save part of'their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest. Compounding works by paying interest on interest. So for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents and so on. That may not seem like a lot, but over time, it adds up.