☆☆☆「指數基金教父」約翰．柏格專文讚譽☆☆☆☆☆☆柏格頭論壇雙雄《鄉民的提早退休計畫》作者們強力支持☆☆☆☆眾多指數投資人：查爾斯．艾利斯、威廉．伯恩斯坦、喬納森．克雷蒙等聯名推薦☆投資一定要主動嗎？不努力不積極就不會有獲利嗎？你是不是認為「積極進出市場，才能獲取成效」？你是不是覺得「只要努力，一定能挑到贏過市場的股票」？小心！你的貿然進取恐讓賺錢助力變阻力！其實，投資這門學問沒有你想得這麼困難或辛苦，只要轉變你的投資信仰，放下主動追求被動，使用指數化投資工具加上長期堅持的被動配置，《被動投資學》就是你成功追求致富的不敗信仰！知名《富比士》雜誌專欄作家理查‧菲利（Richard A. Ferri），從主動式證券經紀人變為提供被動式投資組合策略的公司創辦人。改變路線的他，以經紀商的銷售經驗加上實際歷史的研究數據，指明了主動式投資路線的曲折坎坷，以及被動式投資路線的種種優勢，下面，就一起來改變你的投資理念，學習能讓所有人抱得財富歸的投資學問吧！◎改變投資信仰第一招：放棄主動型基金長久以來，許多媒體、主動型基金業者不斷的揮舞著「主動型基金能賺取超額報酬」的大旗，吸引眾多投資人爭先恐後的加入其中。然而這一切只是行銷手法，事實上，主動型基金沒有你知道的那麼好！下列是你可能忽略的投資陷阱：【有銷售佣金或其他相關費用】在賺取超額報酬之前，當你選擇以主動型基金進行操作時，就須先繳納較高的相關手續費或佣金。跟相同投資目標的主動型基金相比較，追蹤指數的基金每年可能只收取0.2％的費用，而主動型基金每年則需收取1.2％的費用。【沒注意到的稅金】主動型基金為了努力賺取超額報酬，因而頻繁進出市場使得週轉率較高，而產生更多的稅金成本，這些成本需由投資人負擔。指數型基金的基金週轉率每年約6%，而主動型基金年度週轉率約50%。【追求高報酬的風險】愈高的報酬伴隨著愈高的風險。像是主動型基金可能會為了追求高報酬，而選擇小型資本公司的股票，因而有較高風險。【成功時的報酬少，失敗時的損失高】你以為只要績效勝出就能獲利，事實上，勝出的主動型基金賺取報酬的獲利程度，遠少於其他績效較差基金虧損所造成的高額損失，也就是說，勝出的主動型基金賺少賠多。【與指數型基金相比，績效較低】根據研究資料統計，當與主動型基金與指數型基金的報酬做比較，只有三分之一的機會主動型基金的績效會勝出，三分之二會輸給指數型基金，整體績效而
80/20法則，以少得多的黃金定律 想要提高效率，投入更少，獲得更多，就得不公平！把焦點放在值得重視的人事物上——你的工作、客戶、業績、時間分配、努力程度、財富分配，甚至人際關係和快樂，至於不重要的部分，let it be。集中投入、強化正反饋效應，擴大槓桿效益，才是我們化解各種壓力、出類拔萃的關鍵。 本書做為第一本有關80/20法則的書籍，《80/20法則》出版20年來，一直是風行全球的熱門暢銷
The paradox confronting us today is that even as we know more and process information at a faster rate, we reason, think, and understand less. While a wealth of literature has been devoted to similar
Make Dazzling Crochet Garments and Home Accessories in Record TimeStitch up stunning creations in the space of an afternoon with this extraordinary pattern collection from Angie Bivins, the founder of Whistle and Wool. Utterly achievable and undeniably cute, these 18 incredible patterns were designed with speed in mind. That way, the average crocheter can start and finish entire pieces in the same day, including bigger projects like garments and blankets. Made using thick yarns and easy stitches, each pattern is accessible to fiber artists of all skill levels―but don’t let their simplicity fool you! These clothes, accessories and home décor pieces are so gorgeous you’d never know they took less than a day to make.Whether you’re looking to expand your own hand- made collection or in need of a last-minute present, Angie has you covered. Refresh your wardrobe fast with beautifully crafted pieces like the elegant Embrace Cardigan. Add an extra dose of cozy to your everyday with the luxurio
Higher education news today can more or less be boiled down to one sentence: the university is in crisis. Skyrocketing student debt, decreased public financing, the weakening of tenure, the rise of ad
Romans! Madrigals! The Dark Ages! Revolutions! Trumpets! The Oranges of The First World War! All of this (except trumpets) and more, is covered in this definitive, easy-clean history of all world history so far, written by the 21st Century's leading historian, philosopher and thinkerer Philomena Cunk. Focussing on the inventions, art, and brainboxes that made the modern world the unbearable place it is today, The World According To Cunk is the history book to end all history books: more unputdownable than Andrew Marr's History Of The World, less unpickupable than Yuval Noah Harari's Sapiens, and noticeably less in ancient Greek than Herodotus' Histories. Philomena Cunk says: "About the world, written on the world, and available at all the world's remaining bookshops, The World According To Cunk is the definitive history of the world. There will never need be another history book. Unless something major happens. Even then they'll probably just put something up on TikTok about it. A word
A New York Times Bestseller • A New York Times Notable Book of 2024 • A Washington Post Best Thriller of 2024 • An NPR Best Book of 2024 • A Parade Best Book of 2024 So Far“Extraordinary.”—Maureen Corrigan, The Washington Post“Hailed as the queen of Irish crime fiction, French spins a taut tale of retribution, sacrifice, and family.” —TIMEFrom the New York Times bestselling author of The Searcher and “one of the greatest crime novelists writing today” (Vox), a spellbinding new novel set in the Irish countryside.It’s a blazing summer when two men arrive in a small village in the West of Ireland. One of them is coming home. Both of them are coming to get rich. One of them is coming to die.Cal Hooper took early retirement from Chicago PD and moved to rural Ireland looking for peace. He’s found it, more or less: he’s built a relationship with a local woman, Lena, and he’s gradually turning Trey Reddy from a half-feral teenage
A gorgeous new modern fable celebrating the joys of community and sharing from the internationally bestselling creator of The Duck Who Didn't Like Water. There was once a hare who did NOT like to share.What is the point of sharing? thinks the hare.The more I give away the less there is for ME. But even the hare can appreciate the lovingly tended carrot patch created by the neighbouring rabbits. So, when a huge boar threatens to destroy the patch, will this hare come to see that giving things up for others means that you can gain so very much MORE of the most important things in life? *A brilliant book to encourage conversations about sharing and community*Stunning artwork from the highly-acclaimed illustrator of I'm Sticking with You and The Duck Who Didn't Like Water*A warm hug of an ending!
Richard Stanley's two-volume basic introduction to enumerative combinatorics has become the standard guide to the topic for students and experts alike. This thoroughly revised second edition of Volume 1 includes ten new sections and more than 300 new exercises, most with solutions, reflecting numerous new developments since the publication of the first edition in 1986. The author brings the coverage up to date and includes a wide variety of additional applications and examples, as well as updated and expanded chapter bibliographies. Many of the less difficult new exercises have no solutions so that they can more easily be assigned to students. The material on P-partitions has been rearranged and generalized; the treatment of permutation statistics has been greatly enlarged; and there are also new sections on q-analogues of permutations, hyperplane arrangements, the cd-index, promotion and evacuation and differential posets.
Contrary to the view of trauma popularized by literary theorists, Trauma and Forgiveness argues that the traumatized are capable of representing their experience and that we should therefore listen more and theorize less. Using stories and case studies, including testimonies from Holocaust survivors, as well as the victims of 'ordinary' trauma, C. Fred Alford shows that, while the traumatized are generally capable of representing their experience, this does little to heal them. He draws on the British Object Relations tradition in psychoanalysis to argue that forgiveness, which might be expected to help heal the traumatized, is generally an attempt to avoid the hard work of mourning losses that can never be made whole. Forgiveness is better seen as a virtue in the classical sense, a recognition of human vulnerability. The book concludes with an extended case study of the essayist Jean Améry and his refusal to forgive.
NEWBERY HONOR AWARD WINNER - In this timely and moving novel in verse, a preteen girl navigates seventh grade while facing mental health challenges. A hopeful, poetic story about learning to advocate for the help and understanding you deserve. "Powerful." --Lisa Fipps, Printz Honor-winning author of Starfish How do you speak up when it feels like no one is listening? The end of elementary school? Worst time of my life.And the start of middle school?I just wasn't quite right.But this year?YO VOY A MI. Seventh grade is going to be Iveliz's year. She's going to make a new friend, help her abuela Mimi get settled after moving from Puerto Rico, and she is not going to get into any more trouble at school. . . . Except is that what happens? Of course not. Because no matter how hard Iveliz tries, sometimes people say things that just make her so mad. And worse, Mimi keeps saying Iveliz's medicine is unnecessary--even though it helps Iveliz feel less sad. But how do you explain your feelings to
This Makes Me Happy follows a young girl on a field trip to the fair, complete with a roller coaster, pie-eating contest, and petting zoo! But when her pesky nut allergy keeps her from having a treat with her class, the girl learns that even the happiest of days can have unhappy moments. By reflecting on her trip and recognizing the many feelings that arose during it, she is able to feel less overwhelmed—and more confident about her positively happy day.While children enjoy expressing themselves—be it through laughter or tears—they don’t always have the words to articulate their emotions. The Dealing with Feelings series is designed to give voice to what’s brewing inside, showing children how to name their emotions as they also learn to read. Colorful stickers are included in each book.
From the critically acclaimed author of Allegedly, Tiffany D. Jackson, comes a gripping new novel perfect for fans of E. Lockhart and Gillian Flynn about the mystery of one teenage girl’s disappearance and the traumatic effects of the truth.Monday Charles is missing, and only Claudia seems to notice. Claudia and Monday have always been inseparable—more sisters than friends. So when Monday doesn’t turn up for the first day of school, Claudia’s worried.When she doesn’t show for the second day, or second week, Claudia knows that something is wrong. Monday wouldn’t just leave her to endure tests and bullies alone. Not after last year’s rumors and not with her grades on the line. Now Claudia needs her best—and only—friend more than ever. But Monday’s mother refuses to give Claudia a straight answer, and Monday’s sister April is even less help.As Claudia digs deeper into her friend’s disappearance, she discovers that no one seems to remember the last time they saw Monday. How can a teenage g
MWA Grand Master Muller delivers a relatively routine stand-alone, a murder mystery with an environmental veneer, which falls short of the quality of her acclaimed Sharon McCone series (The Dangerous Hour, etc.). When a greedy North Carolina corporation seeks to harvest water from a quiet California lumber town—the Cape Perdido of the title—Jessie Domingo, a public and community relations consultant, and Fitch Collier, an arrogant and difficult attorney who specializes in water rights, team up to help the community fight the interloper. The conflict between the townspeople and the company rapidly escalates after a sniper takes a shot at one of the huge bags to be used to transport the water. The lingering shadow from a decades-old unsolved murder connected to many of the local players in the dispute complicates Domingo's work and leads to even more violence. Less than compelling characters and a pat ending mark this as an uncharacteristic lapse for Muller, who hopefully will return to
A boardbook edition of this magical book in the award-winning If I had a... series. Have you ever imagined what it would be like to have a unicorn for a pet? Besides being much less angry than a troll and far more conveniently sized than a giant, unicorns only ever eat ice-cream for breakfast AND...every time you get upset they feed you candyfloss! In this humorous, energetically rhyming tale, a little girl experiences exactly what life would be like with a magical creature for a pet - from sprinkling stardust on grumpy parents to sliding into football practice on a rainbow. This book celebrates the magic of unicorns in a way that will appeal to children who are allergic to pink.
Longlisted for the National Book AwardAn Oprah Daily "Best New Book" and "Riveting Nonfiction and Memoir You Need to Read" * A New York Times "New Book to Read" * A The New Yorker "Best Book out now" * An Esquire "Best Book (so far)" * A Zibby Mag "Most Anticipated Book" * An Elle "Best Book" * A Washington Post "Book to Read this Summer" * Publishers Weekly "Top 10 Memoir and Biography" * A San Francisco Chronicle "New Book to Cozy Up With" * A Publishers Weekly "Memoirs & Biographies: Top 10" * The Millions "Most Anticipated" * An Electric Lit “Books By Women of Color to Read" * An Amazon Editors "Best Book of the Month"“We have more Native stories now, but we have not heard one like this. Whiskey Tender is unexpected and propulsive, indeed tender, but also bold, and beautifully told, like a drink you didn’t know you were thirsty for. This book, never anything less than m
