PERSONAL FINANCE 4E

The main feature of Personal Finance is its hands-on approach keyed to the concepts students need to build their own financial plans. The text’s seven parts are all pieces of a financial plan; Chapter 22 is the capstone. A running example throughout the book and a variety of end-of-chapter cases reinforce the practical aspects of planning.

Chapter 1: Overview of a Financial Plan
Part 1: Tools for Financial Planning
Chapter 2: Planning with Personal Financial Statements
Chapter 3: Applying Time Value Concepts
Chapter 4: Using Tax Concepts for Planning
Part II: Managing Your Liquidity
Chapter 5: Banking and Interest Rates
Chapter 6: Managing Your Money
Chapter 7: Assessing and Securing Your Credit
Chapter 8: Managing Your Credit
Part III: Personal Financing
Chapter 9: Personal Loans
Chapter 10: Purchasing and Financing a Home
Part IV: Protecting Your Wealth
Chapter 11: Auto and Homeowner’s Insurance
Chapter 12: Health and Disability Insurance
Chapter 13: Life Insurance
Part V: Personal Investing
Chapter 14: Investing Fundamentals
Chapter 15: Investing in Stocks
Chapter 16: Investing in Bonds
Chapter 17: Investing in Mutual Funds
Chapter 18: Asset Allocation
Part VI: Retirement and Estate Planning
Chapter 19: Retirement Planning
Chapter 20: Estate Planning
Part VII: Synthesis of Financial Planning
Chapter 21: Integrating the Components of a Financial Plan
Appendix A: Your Career
Appendix B: Projects
Appendix C: Financial Tables