Infiltrated ― How to Stop the Insiders and Activists Who Are Exploiting the Financial Crisis to Control Our Lives and Our Fortunes

How activist 'reform' is destroying U.S. financial policy


New York Times bestselling author Jay W. Richards examines the adverse effects of new credit regulations and shows policymakers, business leaders, and citizens how to fix it



Infiltration exposes the activists, philanthropists, and politicians who are exploiting the financial crisis to increase government control over our money and our lives. It explains how new, extremist regulations are both unnecessary for finance reform and harmful to the financial well-being of Americans.



Richards argues that the Dodd-Frank Act has failed in its objectives and empowered activists to extend their influence ever deeper into the financial markets, jeopardizing much of the financial freedom we now take for granted.

Coauthor of the New York Times bestseller Indivisible, Richards is the director of the Center on Wealth, Poverty, and Morality at the Discovery Institute in Seattle
The author has appeared as a financial policy expert on many television programs, including Larry King Live, Huckabee, Fox and Friends, PBS, and CBN
To promote the book, Richards will speak at policy and educational events around the country


Jay W. Richards, Ph.D., (Seattle, WA) is coauthor of the New York Times bestseller Indivisible and author of Money, Greed, and God, which won a 2010 Templeton Enterprise Award.

Jay W. Richards, PhD, is coauthor of the New York Times bestseller Indivisible and author of Money, Greed, and God, which won a 2010 Templeton Enterprise Award. He is the Distinguished Fellow at the Institute for Faith, Work & Economics and a Senior Fellow at the Discovery Institute.