Jean-Paul (JPLA Consultants LLC Louisot France)；Grima, Simon (University of Malta, Malta)
（2）
；Grima, Simon (University of Malta, Malta),Torre-Enciso, Isabel Martinez (Universidad Autonoma de Madrid, Spain),Castelli, Maurizio (Augustas Risk Services SpA, Italy)
（2）
；Sharma, Ridhima (Vivekananda Institute of Professional Studies, India),Bhardwaj, Indira (Vivekananda Institute of Professional Studies, India),Grima, Simon (University of Malta, Malta),Sachdeva, Timc
（2）
；Singh, Deepmala (Symbiosis International University, India),Sood, Kiran (Chitkara University, India),Kautish, Sandeep (Lord Buddha Education Foundation Campus APU, Nepal),Grima, Simon (University of
（2）
；Thake, Anne Marie (University of Malta, Malta),Sood, Kiran (Chitkara University, India),Ozen, Ercan (University of Usak, Turkey),Grima, Simon (University of Malta, Malta)
（2）
